1. Introduction to Airlisting (Our Terms, updated 9 August 2018)

• (a) Terms of use – these apply to all users and also include terms that apply to Sellers, Buyers and users of AirPropertyDeveloper.
• (b) Privacy Policy – this explains how we collect and handle personal information and includes some obligations on you, when you provide personal information or use personal information  collected from the Site.
• (c) Fee Policy – this provides information on our current fees for using the Site and Suppliers’ fees.
• (d) Supplier Policy – this covers terms relating to Suppliers such as property valuers, photographers, sign manufacturers and solicitors, who offer to sell to Sellers products and services through the Site and Sellers' use of these Suppliers.
• (e) Refunds and complaints policy – this explains how we manage refunds and complaints.

• (a) We may change the Terms from time to time by posting an updated version on the Site or by notifying you, or both. Your continuing use of the Site is your agreement to these Terms.
• (b) If you are a Member, if we make changes to the Terms (other than our fees), which are adverse to you, we will give you not less than 30days' prior written notice of the change by sending a notice to your registered email address, unless we are making the change to comply with law or changes to GST. In this case, we will endeavour to provide you with prior written notice of the change to your registered email address. Terms applying to changes to fees are set out in the Fee Policy.
• (c) As set out in clause 3.7 you may terminate your use of this Site or a subscription at any time for convenience, including if we propose to change the Terms and you do not wish to be subject to the new changed Terms.
• (d) If you are a Member who is a Property Developer who has subscribed to AirPropertyDeveloper, and you terminate your subscription as a result of our proposed adverse changes to the Terms relating to AirPropertyDeveloper during a month prior to the proposed changes to the Terms taking effect, the change in Terms to AirPropertyDeveloper will not take effect until the end of your current monthly subscription during which the Terms would otherwise change. 
• (e) In some instances, where you are a Seller, we may provide a service associated with your order of products or services from a Supplier (please see clause 3.5 below). A change to our Terms which are adverse to you, will not apply to such a service connected with a product or service, which you have ordered from a Supplier, if the Supplier has accepted your order before the change in Terms.

• (a) A person may browse the Site without registering, but will only have access to limited functionality.
• (b) To become a Seller or Buyer, or both, you must register on the Site [hyperlink to registration?]. You may register yourself directly. In addition, where you are not a current Member and request information on real estate marketed on the Site from us, we may create a proposed membership for you using the details you have sent us, which you may then at your discretion accept, so that you can access the information you were after. Membership for access to the listing functionality on the Site is free, although certain fees apply to different activities on the Site including if you are a Seller and list real estate on the Site. You must not transfer your membership to another person. You must be 18 years of age or older to register on the Site.
• (c) If you are a property developer and wish to use AirPropertyDeveloper once it is launched, you must register on the Site. AirPropertyDeveloper is subject to a subscription fee.  AirPD Authorised Organisations must also register on the Site to access a Property Developer's Designated Zone.
• (d) An individual may register on behalf of a company, partnership, unincorporated association or other legal body (Enterprise Member). For example, an individual may register on behalf of a company that is a property developer. In this case, the Enterprise Member is the Member, and the individual registering is acting on behalf of that legal person. Enterprise Members may have multiple individuals who are registered to use the Site. Each such individual must have the authority to act on behalf of the Enterprise Member. By registering on behalf of the Enterprise Member such individual represents to us that they have (and for as long as they are representing the Enterprise Member on the Site, will have) the requisite authority to act on behalf of the Enterprise Member. The Enterprise Member will be responsible and liable for the acts and omissions of its employees and other individuals acting or purporting to act on its behalf.
• (e) An individual, who is a Member or an Enterprise Member may act as an agent on behalf of another individual or person, for example to sell a property on behalf of another individual or person or to place an offer on behalf of another individual or person. If you act as an agent you must have and represent that you have the authority to do so and you must have all necessary licences and authorisations, if required in law to act on behalf of another individual or person.
• (f) To become a Supplier you must enter into a separate agreement with Airlisting. Please contact hello@airlisting.com to become a Supplier.
• (g) The provision of the registration facility and any listed services is not an offer by us to provide the Site including a related service. An agreement is only entered into between you and Airlisting, when Airlisting sends you a confirmation that it has accepted your membership of the Site or your application or order for any part of the Site, including a related service. 

• (a) Own use: You must only use the Site for your own personal purposes, or in the case of an Enterprise Member for itself, except a Member may act on behalf of another individual or Person as described in these Terms. You must not, however, re-sell or sub-licence this Site or re-sell or sub-licence Content on the Site (unless you have provided that Content) or represent or use the Site as if it is your own Site. 
• (b) Compliance with laws: You must comply with all laws relating to your activities associated with use of the Site. By way of example, there are laws in States and Territories requiring persons to be licensed as a real estate agent or auctioneer, or both, to perform certain services on behalf of another person. There are also foreign investment laws associated with the purchase of real estate and intellectual property laws protecting copying of copyright works and criminal laws on prohibited content and hacking of websites.
• (c) Security and passwords: If you have registered you must keep your password confidential and secure. You must immediately inform us if you know or suspect unauthorised use of your password or if you know or suspect another person may know your password.
• (d) Content that you transmit or display: You are responsible for all Content that you transmit, upload or display. You must ensure that:

1. (1)  your Content is complete and accurate and is not misleading or deceptive;
2. (2)  you have the rights to use the Content and grant us the rights to use the Content as described in these Terms and use of the Content (including by Airlisting) does not infringe another person's intellectual property rights;
3. (3)  your Content does not breach any laws;
4. (4)  your Content is not harmful, threatening, abusive, harassing, defamatory, vulgar, pornographic, offensive, indecent, libellous, invasive of another’s privacy, hateful, or racially, ethnically or otherwise objectionable;
5. (5)  your Content does not represent or imply that you or your Content is endorsed by us;
6. (6)  your Content does not relate to commercial activities or sales other than as expressly permitted by the Terms and is not unsolicited messages or spam; and
7. (7)  your Content does not contain images of any individual under 18 and your Content does not contain images of any other individual without that individual's consent or images of real estate other than the real estate the Seller is selling.

• (e) Display of the Site and Content: Airlisting owns or licences the trade marks, copyright and other intellectual property rights in the Site and Content on the Site. You must not frame the Site or display Content from the Site in a manner which obscures or removes Airlisting branding or gives the impression that the Site or Content on the Site is associated with a different person or brand.
• (f) Misuse of the Site. You must not:

1. (1)  on your own or with others manipulate the price for any real estate;
2. (2)  use any code or device to direct persons away from the Site to another webpage;
3. (3)  scrape data from this Site or use any code or device to retrieve, index, data mine or copy or circumvent the workings of the Site or its Content;
4. (4)  upload, post, email, transmit, store or otherwise make available any material that contains viruses or any other harmful code; or
5. (5)  interfere with or disrupt the operation of the Site.

1. (g) Backup of data. You must ensure that you back-up and have copies of all Content you transmit, display or upload to the Site in case that Content on the Site becomes unavailable, is lost, destroyed or is corrupted. If you use AirPropertyDeveloper you must back-up, on another system, all data that is stored in the Property Developer's Designated Zone.

• (a) By submitting or posting Content for or on areas of the Site that are accessible by the public or other users, you grant to us an irrevocable, perpetual, transferable, worldwide, royalty-free, non-exclusive licence (with a right to grant sub-licences) to use, distribute, reproduce, modify, adapt, publish, translate, publicly perform and publicly display such Content on the Site and to use it in connection with the promotion of the Site and Airlisting group's business.
• (b) By submitting or posting Content for or on areas of the Site that are not accessible by the public or other users, you grant to us a non-exclusive licence (with a right to grant sub-licences) to use such Content to provide the Site.
• (c) You also grant to us an irrevocable, perpetual, transferable, worldwide, royalty-free, non-exclusive licence (with a right to grant sub-licences) to use, distribute, reproduce, modify, publish, and otherwise exploit information obtained by us through or in connection with the Site (including from a Seller's valuation of their real estate, and other real estate related pricing and location information, pricing of offers, subject to contract, and usage of the Site) for creating statistics, databases and compilations for use by the Airlisting group and third parties, provided that Airlisting will not disclose your information in any manner that identifies your information as yours.
• (d) You acknowledge that we may use information provided by you to monitor publicly accessible land title records for the purposes of identifying whether there has been a sale of the real estate for the purposes of the Seller's obligation to pay us the Airlisting Sale Fee (please see the Fee Policy).

• (a) Errors and unavailability of Site: The Site may not operate error fee, there may be some minor functionality that does not work and there will be times when the Site is unavailable including for maintenance.
• (b) Content provided us: Some of our Content relating to the real estate market generally is provided for general information purposes only and should not be relied upon.
• (c) Content of other persons: We do not review or check the accuracy of any Content provided or transmitted by any Seller, Buyer or other person and we are not responsible for or liable for that Content. If you consider any Content is in breach of these Terms, you should notify us at hello@airlisting.com.
• (d) Acts or omissions of other persons: We do not undertake identification checks on Sellers, Buyers or other users of the Site and we do not check that they comply with law. We also do not check whether Sellers, Buyers and Property Developers are authorised, have the capacity to, or will sell or buy real estate marketed on the Site. This includes where a Seller has decided to proceed with a Buyer. We cannot compel a Seller, Buyer or Property Developer to enter into a transaction. We are not liable for the acts or omission of Sellers, Buyers or other users of the Site.
• (e) Linked sites: You may be able to link to third party websites through the Site. We do not endorse, review, or control those third party websites. We are not responsible for them or liable for loss or damage you may suffer when accessing them.
• (f) Matters beyond our reasonable control: We are not responsible for a delay or failure in the performance of any of our obligations, which is beyond our reasonable control.  

• (a) We may suspend or remove Content from the Site if, acting reasonably, we consider that the Content breaches or may breach the Terms. We will notify you as soon as reasonably practicable if we do so.
• (b) We may also suspend your use of the Site, if, acting reasonably, we consider that you have breached or may breach the Terms. This includes if you have failed to pay a fee to us, when it is due and payable or if you have acted in bad faith including by listing real estate on the Site, which you do not intend to sell or as a Buyer making offers to Sellers in bad faith. We will notify you prior to the suspension or as soon as reasonably practicable after that.
• (c) We may also suspend the Site or your use of the Site, to mitigate or prevent fraud, effects of viruses or other harmful code, security breaches or illegal activity in connection with the Site or loss, damage or misuse of the Site.
• (d) Unless, we terminate your use of the Site in accordance with these Terms, we will reinstate your use of the Site or the Site, once the reason for suspension has been remedied or otherwise resolved. When exercising our rights of suspension we may suspend your entire use of the Site or selected parts affected by your breach or other event giving rise to our right to suspend.

• (a) Listing functionality - duration: If you are a Member who is a Seller or Buyer, or both, your right to use the Site continues until you or Airlisting terminates your use in accordance with the Terms. Please note that users have continuing obligations after termination (see clause 3.7(h) below).
• (b) AirPropertyDeveloper – duration: AirPropertyDeveloper is a service, which has a monthly automatic rolling subscription. This means that your subscription will automatically be extended on a monthly basis, unless it is terminated by you or us (as described below). Please note that users have continuing obligations after termination (see clause 3.7(h) below).
• (c) Your and our rights to terminate use of the Site for breach

• (1) Our breach of Terms: You may terminate your use of the Site for our breach of the Terms on written notice (which may be immediate), if the breach is material and not capable of remedy or is capable of remedy and we fail to remedy the breach within 14 days of your written notice to us to remedy the breach. When exercising your rights of termination you may terminate your entire use of the Site or the following parts of the Site affected by the breach: your membership as a Seller or Buyer; as a subscriber to AirPropertyDeveloper; or as an AirPD Authorised Organisation.
• (2) Your breach of Terms: We may terminate your use of the Site for your breach of the Terms on written notice (which may be immediate), if the breach is material and not capable of remedy or if you breach any of the Terms and do not remedy that breach within 14 days of our written notice to you to remedy the breach. When exercising our rights of termination we may terminate your entire use of the Site or selected parts affected by your breach. For example if you are a Property Developer and breach terms relating to AirPropertyDeveloper we may terminate your subscription of AirPropertyDeveloper and allow you to continue your membership as a Seller using the listing functionality.

• (d) General users – your and our rights to terminate use of the Site for convenience
• A general user, who is not a Member, may cease to use the Site at any time for convenience without notice and we may terminate your use of the Site at any time for convenience without notice.
• (e) Listing functionality - your and our rights to terminate use of the Site for convenience

• (1) If you are a Member using the listing functionality and associated services, as a Seller or Buyer, you may cease to use the Site at any time and terminate your membership at any time for convenience by selecting 'Close Account' in Settings when you are logged into your account and we may terminate your membership as a Seller or Buyer, or both, at any time for convenience by written notice to you (which may be immediate, unless we are required to give you longer notice under these Terms). You are not entitled to any refund of any of our fees except for any circumstances specified (if any) in our Refunds and Complaints Policy and any refund of Supplier's fees is subject to your agreement with a Supplier and their refund policy.
• (2) If you are a Seller, we will give you not less than 30 days' prior written notice of termination for convenience.
• (3) In addition if you are a Seller and we provide a service associated with your order of products or service from a Supplier (please see clause 3.5 above), we will not terminate such a service to you under this clause 3.7(e) if we have already agreed to provide that service, unless we refund you the Administration Fee payable for that service and arrange for the Supplier to refund its fee for that product or service.

• (f) AirPropertyDeveloper -  your and our rights to terminate use of the Site for convenience

• (1) A Property Developer or Airlisting may terminate the monthly subscription of AirPropertyDeveloper for convenience by notifying the other in writing not less than 10 days' prior to the end of the current month's subscription.
• (2) If a Property Developer and Airlisting agree to a subscription for AirPropertyDeveloper which has a minimum term neither the Property Developer nor Airlisting is entitled to terminate AirPropertyDeveloper for convenience prior to the end of the minimum term and each of them must provide not less than 10 days' prior written notice to terminate at the end of the minimum term.
• (3) AirPD Authorised Organisations may cease to use AirPropertyDeveloper at any time and terminate their membership at any time for convenience by selecting 'Close Account' in Settings when you are logged into your account. AirPD Authorised Organisations may only access the Designated Zone for so long as the relevant Property Developer has a current AirPropertyDeveloper subscription and permits a person to access the Property Developer’s Designated Zone as an AirPD Authorised Organisation.

• (g) Termination notices: You must send notices of termination by email to us at hello@airlisting.com. We must send notices of termination by email to you at your registered email address.  
• (h) Your continuing obligations after termination

• (1) If your use of the Site or these Terms terminates for any reason, you are still responsible for your Content and past use of the Site and the indemnity you provide to us continues.
• (2) You must also still pay fees relating to the use of the Site which were due prior to termination or if any are specified to be payable on termination in the Fee Policy (if any).
• (3) In addition, if you were a Seller you must also still pay the Airlisting Sale Fee to us on any real estate listed on the Site in accordance with our Fee Policy, even if you are no longer a Member and even if the sale occurs after termination, unless you have lawfully terminated your use of listing functionality for our breach of these Terms associated with that listing. This is because the Airlisting Sale Fee is based on whether you have undertaken a sale connected with your use of the Site and therefore whether you have benefited from use of the Site, even when the sale occurs after termination.

• (i)  AirPropertyDeveloper – access to documents: Property Developers using AirPropertyDeveloper should download documents from their Designated Zone prior to termination. If you have not done so, you may contact us within 30 days of termination of your Designated Zone, and we will arrange access to your Designated Zone for a short period exclusively for you to download your documents, provided you have paid all fees which are due and payable to Airlisting (or if not, you promptly pay an outstanding fees). We will delete any documents in your Designated Zone within a reasonable period after this 30 days period (or if later a reasonable period after the period we allow you to download your documents or if we agree in writing with you to retain copies of your documents for a longer period, after such longer period). 
• (j) Refunds: Please refer to our Refund and Complaints Policy.

• (a) Australian consumer law: If you are a consumer under Australian consumer law, you are entitled to consumer guarantees. This clause 3.8(a) only applies to any of our goods or services, which are not of a kind ordinarily acquired for personal, domestic or household use or consumption. Our liability for loss, damages, costs and expenses because of our failure to comply with a consumer guarantee howsoever caused (including negligence), is limited at our election:

• (1) in the case of goods to any one or more of the following: the replacement of the goods or the supply of equivalent goods, the repair of goods, the payment of the cost of replacing the goods or of acquiring equivalent goods and the payment of having the goods repaired, provided it is fair and reasonable for us to rely on this clause; and
• (2) in the case of services, to re-supplying the services or paying the cost of having the services supplied again, provided it is fair and reasonable for us to rely on this clause.

• (b) Other liability: For liability, other than our liability under consumer guarantees, and other than for our fraud, we exclude and cap our liability under or in connection with the Terms and the Site, whether that liability arises from our breach of contract, negligence or otherwise, as follows. We exclude liability for: loss of profit, loss of revenue, loss of business and loss of opportunity (including relating to the sale or purchase of real estate); loss of data, business interruption and loss of anticipated savings; and indirect or consequential loss.
• Our aggregate liability to you under or in connection with these Terms for all claims is capped at the greater of the fees paid to us in the 12 months immediately prior to the events giving rise to the claim and $100.
• (c) Your liability to us: You indemnify us for our losses, damages, costs and expenses associated with: any of your Content; your misuse of the Site; and any demand or claim against us by another user arising from your acts or omissions. This indemnity does not apply, where the loss, damages, cost, expense, demand or claim, arises from our breach of the Terms, law, negligence or wilful or fraudulent act or omission.

• The Terms of Use are governed by the laws in force in Queensland. You and we irrevocably submit to the non-exclusive jurisdiction of courts exercising jurisdiction in Queensland and courts of appeal from them in respect of any proceedings arising out of or in connection with the Terms.

• (a) You must have the legal right to sell any real estate listed by you on the Site or must have the authority to act on behalf of another person who has the legal right to sell the real estate listed by you on the Site, or both.
• (b) The real estate must be located in Australia.
• (c) You must obtain a valuation from a Supplier, which is a valuer or any other qualified valuer before you market the real estate on the Site. If however, you are a property developer, selling off-the plan or selling near-complete or multiple apartments, you may instead provide details of how you determined the sales price and provide information to Airlisting to support that price, if requested by Airlisting.
• (d) By listing your property on our Site, you acknowledge that you are in a position to proceed with a sale with a particular Buyer as soon as reasonably practicable if an offer for your listed real estate is accepted, subject to contract. To facilitate this, you must have prepared a form of contract for sale for the real estate and have identified your legal representative or licensed conveyancer (if you are using one) and you must upload on to the Site available for other users, a copy of the proposed contract to us (as confirmation that you are ‘sale ready’), before your property will be listed to the public.
• (e) You must include all Content about the real estate as required by any mandatory fields on the Site.
• (f)  You must provide a Buyer with the right to inspect the real estate.
• (g) You may withdraw real estate at any time from the Site, but you must still pay the Airlisting Sale Fee to us on any real estate marketed on the Site where a sale of the real estate settles or completes (or in the case of off-the-plan sales, where persons enter into a contract for sale) after you withdraw as described further in our Fee Policy.
• (h) Once the real estate has been sold, you may keep the real estate on the Site, but you must use the functionality on the Site to mark and display that it has been sold.
• (i)  We may remove real estate from the Site in the following circumstances:

• (1) if the real estate is no longer for sale;
• (2) if your account has been inactive for 6 months;
• (3) if we reasonably consider that you are not genuinely interested in selling the real estate you list; or
• (4) if the real estate has been on the Site for longer than 12 months without a sale.

• (a) The valuation you use must be no older than 30 days, or within its validity period as stated by the qualified valuer who performed the valuation at the time of listing. If you use a valuer other than a Supplier, you must upload a copy of the valuation on to the Site.
• (b) The reason we require you to have a valuation in order to market your real estate on the Site is so that you have an understanding what your real estate is potentially worth before listing. You will remember that this Site operates without the services of a real estate agent to assist a Seller in determining the appropriate price for its real estate.
• (c) You can choose whether or not the valuation amount is visible to Buyers. This is done when editing your listing in the "listing price" section of your listing. The Site provides information to Buyers to inform them whether a Seller has used the valuation to inform the list price. If you use the valuation amount to inform your list price (i.e. offers over “valuation price”), a green tick will appear in your listing on the Site. This is to provide some useful guidance to Buyers as to the approximate price of the real estate.
• (d) If you use a property valuer that is a Supplier, you authorise us to receive a copy of the valuation direct from the Supplier, and we are entitled to receive the valuation before you receive it, so that we can prepare your draft listing for you.

• (a) Once a Seller has completed all mandatory fields for a Site and submitted the real estate, it will be displayed on the Site for sale.
• (b) You may also opt-in to receive off-market offers from Buyers who are Approved Buyers' Agents (as described below). If you opt-in for this service, we will make available your draft listing through the Site to Approved Buyers' Agents, in the same format that we send the draft listing to you following receipt of your valuation, except that the Approved Buyers' Agents will not be able to view your valuation report. Approved Buyers' Agents will be able to identify your valuation price by the list price returned to you through your draft listing. Approved Buyers' Agents may request private inspections or make an offer, subject to contract. You are not required to respond to or accept any offers (subject to contract).

If you are a Buyer you must comply with certain obligations.

• (a) You must have the legal power and capacity to enter into a contract of sale for any real estate or you must have the authority to act on behalf of another person who has the legal power and capacity to enter into a contract of sale for any real estate, or both.
• (b) Any dealings you have on this Site must be in good faith and we may suspend or terminate your use of the Site, if we consider you are not acting in good faith including if you make below market offers in bad faith.
• (c) Buyers can nominate their purchasing power on the Site. If they do so and if the purchasing power nominated surpasses the amount offered by the Buyer for the real estate, the Seller will be able to see on the Site, that the Buyer's nominated purchasing power exceeds the amount offered for the real estate.
• (d) If a Buyer saves a search or carries out a search for real estate, the Buyer agrees that there is no commitment from Airlisting that such real estate will be made available by a Seller for sale through the Site.

• (a) We may at our discretion allow registered buyers' agents to be Buyers from time to time to and who are permitted to receive an off-market alert for new real estate listings on the Site, where Sellers opt-in to such functionality. We call such Buyers Approved Buyers' Agents.
• (b) Buyers may only be Approved Buyers' Agents, if they are current members of real estate buyers' associations. We may at our absolute discretion approve, suspend or terminate a Buyer's categorisation as an Approved Buyers Agent including if a Buyer acts in bad faith and including where they make below market offers in bad faith.

• (a) The Site enables a Buyer to make an offer for real estate, subject to contract or to accept an offer (including a counter-offer) from a Seller for real estate, subject to contract.
• (b) The Site enables a Seller to accept an offer (including a counter-offer) for the real estate, subject to contract or make an offer (including a counter-offer) to a Buyer, subject to contract.
• (c) In the process of making offers and accepting offers (including counter-offers), subject to contract, the Buyer, who is the relevant Member using the Site, must enter into the Site the details of the person or persons, who will be the buyer(s) under the proposed contract for sale of the real estate, including where relevant any person on whose behalf a Member is acting (Prospective Legal Buyers).   
• (d) In the process of making offers and accepting offers (including counter-offers), subject to contract, the Seller, who is the relevant Member using the Site, must enter into the Site the details of the person or persons, who will be the seller(s) under the proposed contract for sale of the real estate, including where relevant any person on whose behalf a Member is acting (Prospective Legal Sellers).   
• (e) If an offer is accepted (subject to contract) on the Site, the Site will email and text the Seller, the Prospective Legal Sellers (where different), the Buyer and the Prospective Legal Buyers (where different) with details of the real estate, acceptance of the offer (subject to contract) and of the Prospective Legal Sellers and Prospective Legal Buyers and these details will also be provided to the nominated laws firm appointed by the Seller and Buyer. 
• (f)  You must provide a Buyer with to inspect the real estate.               
• (g) None of the above steps constitutes a binding agreement between a Seller and a Buyer to sell and purchase the real estate.
• (h) Instead it is treated similar to a verbal offer that has been accepted for real estate. Each of the Seller and the Buyer must then use their best endeavours to enter into a contract for the sale and purchase of the real estate as soon as reasonably practicable and within 14 days.
• (i) If an offer on the Site, subject to contract, is accepted the Site will display a message that the real estate is under offer, subject to contract, until the Seller removes the real estate from the Site or if the sale does not proceed, re-activates the real estate as being available for sale.

• (a) Property developers who are Sellers must comply with terms and conditions relating to Sellers.
• (b) Property Developers who subscribe to AirPropertyDeveloper have administrative rights to authorise which persons may access their project information stored in the Designated Zone for their projects.
• (c) Sales that reach agreement on Airlisting require formal contracts to be legally sold. This is up to the  Property Developer and buyer to enable through their preferred legal representation.

• (I) Qualify for the Queensland Government's First Home Owner Grant (FHOG);
• (II) have a 5% deposit funded through the FHOG and Airlisting (which can then be applied to land and build contract deposits, government charges and lending costs);
• (III) meet Queensland State Revenue Office eligibility criteria for no stamp duty to be payable on contracts under $600,000; and
• (IV) qualify for an approved lender's home loan. Lender's mortgage insurance may not apply as it may not form part of an approved lender's criteria. Eligible customers are not required to make any loan repayments until building contract completion. Lender's criteria, costs, fees, terms conditions and approval conditions apply. Offer is available on select house and land packages in select estates only. In Queensland, credit assistance is arranged through and provided by credit representatives of Finsure Finance & Insurance Pty Ltd (ABN 72 068 153 926, Australian Credit Licence 384704). Airlisting is exempt from the requirement to hold an Australian Credit Licence. Airlisting may vary this offer at any time & does not supply credit services, finance or land. Airlisting no deposit new homes are built by a select panel of trusted, large builders. For the builders' ACN or License numbers, please contact Airlisting.